You Need Phone Insurance: Here’s Why

If there is one tool that most people say no to when it’s offered to them, it’s phone insurance. There are plenty of sensible people out there who say yes to phone insurance when their provider offers it to them, but then there are others who say no to it because they don’t feel like they are ever going to need it. The whole point of insurance though is that it’s something that you pay for in the hopes that you don’t need it, so that if you do the insurance will be there to cover you.

If you choose to go ahead and not have insurance, then cell phone repair services could be more expensive, or you may not be able to get a replacement phone when you need one. Having your phone insurance in place will prevent you from having to save up for months on end as well, because it will be that way to replace your phone when it breaks. From shopping and paying bills to getting directions or even looking for friendship, your phone is an essential part of your life. Insurance is just the smart thing to do. Here are some of the reasons that you should make sure that your phone is protected.

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• Phone insurance is affordable. Of all the types of insurance you could take out in life, the most affordable of the mall is your phone insurance. It all depends on the phone that you have of course, but you’ll find that phone insurance falls under a pricing range with minimum and maximum values. You just have to find the right insurance provider if you’re not happy with the quote given to you by your current phone provider.
• It’s not cheap to replace a phone. It’s expensive enough to buy a new phone, replacing the one that you’ve got is not cheap. If you ever find yourself in need of a new phone, you’ll be on the hook for buying it out of your own pocket. That is, at least you have insurance. For most people, insurance will cover the cost, the full cost, of their phone if they break it or lose it.
• Insurance bridges the gap after the warranty. Your phone warranty is often your first line of defense when your phone breaks or is cracked, and you’ll use that to replace the screen or to buy a whole new phone as you need to. The insurance can help protect you after the warranty though, and you will find that you are able to access better services when you have insurance. For example if there is a manufacturing defect you would use your warranty but if your phone is stolen your insurance would cover that for you.
• You need more than a phone case. It’s nice to have a case on your phone to protect it from damage, but you often need more than that. Your phone case can only take you so far, see if you are looking at how you can make sure that your phone is in one piece, then you need to speak to your insurance company and see if you can extend your current insurance plans to cover your phone. A reliable protection plan is the best kind of phone case you have.