How Loan-To-Value Ratios Work for Reverse Mortgages

Navigating the financial landscape can often feel like riding a bicycle through a maze. One wrong turn, and you might find yourself in a tangle of confusing terms and uncertain paths. One such term you might encounter is “Loan-to-Value Ratio,” especially when it comes to Reverse Mortgages. Let’s dive into how this ratio works, specifically […]

The Best Family Days Out in Ayrshire

Ayrshire in southwest Scotland offers plenty of fantastic days out for families, with its beautiful countryside, long coastline and wealth of historic attractions. Here are some of the best places to visit for a memorable family day out in Ayrshire. Robert Burns Birthplace Museum No trip to Ayrshire is complete without a visit to the […]

Looking To Improve Your Home’s Safety? Here Are Some Things To Consider

Someone’s home is their castle, more so if they have young children. So, when you buy your first home or have concerns about its security or safety, you will likely want a way to increase your peace of mind without the hefty and invasive options that many home security companies can offer.  The key aspects of home safety relate to the prevention […]

The Various Ways Anxiety Affects Your Cognition

Anxiety is a health burden that many people suffer from that can affect multiple areas of life. A common characteristic of anxiety is the focus that’s put on negative life-events, which often impacts social and professional environments. While in these instances, anxiety can get in the way, it can be useful in detecting and avoiding […]

Living With An Alcoholic: The Ultimate Survival and Self-Care Guide

No one gets married planning on living with an alcoholic spouse. That wonderful, charming person who might like to party but is in control slowly changes. The drinking changes from an occasional thing or something that only happens with friends on weekends to more often. The drinking gets out of hand and the spouse’s behavior […]